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NewsAre you thinking about doing up your home?
Home Improvement Loan
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12-July-2017
Are you thinking about doing up your home?

Credit Union - Home Improvement Loan - *6.9% (APR 7.12%)

Are you thinking about a new extension? Or maybe it is time to give your kitchen a facelift. Whatever the reason we are here to help.
Civil Service Credit Union is your Credit Union.

Apply today just follow these simple steps - Civil Service Credit Union Loan

1. Think about how much you would like to borrow. We can offer up to €35,000 over a max term of 5 years.
2. Fill out a Click to DownloadDownload Loan Application (249.7kb) and post it to us. CSCU, St Stephen's Green House, Earlsfort Terrace, Dublin 2.
3. Ensure you include copies of all the relevant loan documentation. Recent Payslips, Bank Statements and a recent mortgage statement.

Lending terms and conditions apply

Any questions? Give us a call on (01) 662 2861

Repayment Frequency

Monthly/Fortnightly/Weekly

Representative example

A typical €10,000 five-year variable rate loan will have 60 monthly repayments of €197.54, Interest *6.9% (APR 7.12%). The total amount payable is €11,852.43

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Home Renovation Incentive Scheme - Reduce your home improvement costs even more

The Home Renovation Incentive (HRI) scheme enables homeowners or landlords to claim tax relief on repairs, renovations or improvement work that is carried out on their main home or rental property by tax-compliant contractors and that is subject to 13.5% VAT. The HRI is paid in the form of a tax credit at 13.5% of qualifying expenditure, which can be set against your income tax over 2 years. This effectively reduces the rate of VAT to zero on qualifying work, up to a value of €30,000.

CSCU is regulated by the Central Bank of Ireland * variable interest rate

Contact Us
  • Tel: 01 6622 177
  • Fax: 01 6622 861
  • Email:
  • Web: www.cscu.ie
  • Address: St. Stephens Green House, Earlsfort Terrace, Dublin 2

We look at things differently

CONTACT DETAILS:
  • Tel:
  • Fax:
  • Email:
  • Address:
  • 01 6622 177
  • 01 6622 861
  • St. Stephen's Green House, Earlsfort Terrace, Dublin 2
OPENING HOURS:
  • mon
  • tue
  • wed
  • thu
  • fri
  • 09:00am - 4:30pm
  • 09:00am - 4:30pm
  • 09:00am - 4:30pm
  • 09:00am - 4:30pm
  • 08:30am - 3:30pm
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Regulated by the Central Bank of Ireland. Reg. No. 455CU